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Guide to Medicare Plan A

if an individual is eligible for Medicare Part A, then he can have coverage as an inpatient in health care centers, hospice care, and hospital stays. In order to help people with their health care needs, the government has created the Medicare program which is an insurance for people who meets the qualification requirements for eligibility. Medicare is a help to qualified individuals who are in need of health care in order for them to be able to shoulder the medical costs. In Medicare Part A which is part of the original Medicare package, you receive insurance coverage for your health needs and this includes health home services, nursing home facilities, hospice, inpatient hospital stay, and none medical care institutions belonging to religious groups.

The following are the qualifications to receive Medicare Part A. The age of the person must be over 65; a person under 65 who has a qualifying disability; and an individual with a terminal kidney condition and on the end stage of the disease.

If you are paying Medicare taxes at work, then you don’t pay Medicare Part A premium. You also don’t pay Medicare Part A premiums if your wife’s salary is paying for Medicare taxes. An individual who is over 65 and you qualify by meeting certain citizenship requirements then you can also take advantage of Medicare Part A for a cost. Medicare Part A can be bought by those who are over 65 and disabled but can no longer get it for free if they were able to go back to work in some capacity. There is a monthly premium for Medicare part A and when you purchase this you are also required to purchase Part B.

Medicare coverage will automatically begin on your 65th birthday, on the first day of the month, as long as you are collecting social security or benefits from the Railroad Retirement Board. And, 3 months prior to your 65th birthday, you would receive a Medicare card via mail.

After 2 years of receiving social security disability benefits or RRB benefits for a disabled individual under 65 years old, he becomes eligible for Medicare Part A. During the first month of the third year, you will received your Medicare card. This is different for those who are suffering from Amyotrophic Later Sclerosis who immediately gets eligible for Medicare Part A the moment they start receiving social security disability benefits.

If you are eligible for Medicare Part A but you don’t receive RRB benefits if you were a railroad employee or you have social security benefits, then you should enroll for it. The social security office can give information on how to enroll for Medicare Part A which you should do 3 months before your 65h birthday.

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